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FinCEN's BOI Reporting Deadline Looms for Boulder, CO Businesses – File by 01/01/2025 to Avoid Fines

FinCEN's BOI Reporting Deadline Looms for Boulder, CO Businesses – File by 01/01/2025 to Avoid Fines


The Corporate Transparency Act (CTA) requires Boulder, CO businesses to report their Beneficial Ownership Information (BOI) to FinCEN by January 1, 2025, helping combat financial crimes like money laundering and tax evasion.

As of today, 11-26-2024, Boulder business owners have 36 calendar days (or 27 business days) left to file their BOI reports with FinCEN—don't delay, or you could face $500-per-day fines!




Action Steps for Boulder Businesses

1. Determine Your Filing Obligation

Deadline: ASAP
 Most LLCs, corporations, and similar entities must file, except for exempt organizations like banks, charities, or public companies.

2. Identify Your Beneficial Owners

Deadline: 12-10-2024
 A beneficial owner is anyone who:

  • Owns at least 25% of the company, or

  • Exercises substantial control over business operations.

3. Collect Required Information

Deadline: 12-17-2024
 Information needed includes:

  • Company Info: Name, EIN, and address.

  • Owner Info: Full name, residential address, date of birth, and ID documentation (e.g., passport or driver’s license).

4. Submit Your BOI Report

Deadlines:

  • Existing companies: File by 01/01/2025.

  • New businesses (2024): File within 90 days of formation.

  • New businesses (2025): File within 30 days of formation.

Learn how ZenBusiness can make filing simple and hassle-free.




More About BOI Filing

Who Must File?

Any "reporting company" like an LLC or corporation formed in Boulder must comply, except for exempt entities like nonprofits or banks. For instance, a local tech startup in Boulder would need to file, but a publicly traded energy company would not.

What is a Beneficial Owner?

A beneficial owner is an individual who either:

  1. Owns 25% or more of the company, or

  2. Controls key decisions within the organization.

Example: A Boulder craft brewery with two co-owners must report both if each owns 25% or exercises control.

Information to Submit

BOI reports require details about both the company and its owners:

  • Company’s name, EIN, and address.

  • Owners’ names, birthdates, residential addresses, and government-issued ID details.

Filing Deadlines and Methods

All BOI reports must be electronically filed through FinCEN’s system. Deadlines are:

  • Existing businesses: File by 01/01/2025.

  • New businesses in 2024: File within 90 days of formation.

  • New businesses in 2025 or later: File within 30 days of formation.

Penalties for Missing the Deadline

Non-compliance can lead to:

  • $500 daily fines, up to $10,000.

  • Potential imprisonment for providing false or incomplete information.

However, FinCEN offers a 90-day correction period to amend errors without penalty.




Simplify Filing with ZenBusiness

ZenBusiness specializes in BOI filing, ensuring accuracy and timeliness while saving business owners valuable time. Learn more about their services here.




Additional Resources

Act now to ensure compliance and avoid unnecessary penalties!

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